I Had A Car Accident - Now What?

Although car accidents are more prevalent during the winter months, what you need to do after an accident never changes. Obviously it’s hard to think clearly following a car crash so it’s important to know before you get into an accident what to do first and what questions may need answered. This checklist will help you know what to do after a car
accident. It’s best to review it now and then keep a copy of this newsletter with you in your car.

1) Determine the Extent of Injuries or Damage: Please try to stay calm. Panic can make others panic and the situation worse. There needs to be a calm person to determine the extent of damage and to determine if there are any injuries that need immediate medical attention.

2) File a Car Accident Report with the Police: Even in a minor accident it is important to make sure there is a legal accident report. Do not leave the scene until the police file a full report.

3) Discuss the Car Accident Only with the Police: With everyone all shook up it can be hard not to talk about what just happened, but that can also lead to you not thinking clearly and accurately about what happened. It is important to limit your discussion of
the accident and not to admit any fault or liability. You should talk about the accident with the police and your insurance agent only.

4) Get the Facts: This is the part most people know to do, but often forget to after the accident for one reason or another. It is important to get names, address, and phone numbers of everyone involved in the accident. A description of the car and license plate number can also be helpful, but make sure you also get their insurance company and the vehicle identification number of their car. Don't just assume the license plate number will do because most insurance companies only record the type of car and the vehicle identification number, not the license plate number.

5) Call Your Lawyer As Soon As Possible: Call our office immediately, remember that you want to protect your legal rights knowing that your car and medical bills will be paid by the party how caused the accident. Sometimes following an accident you’re upset yet you want to remain calm and collected at all times. This can save you a lot of time and aggravation while waiting for your claim to be processed.