Inside Secrets Insurance Companies
Don’t Want You To Know About Handling
Your Motorcycle Claim!
With the popularity of
sport bikes, Harley Davidsons, and custom Choppers, there
has been an increase in the number of people hitting the
open road. Unfortunately accidents that involve motorcycles
often result in serious life altering injuries, to even
death. Motorcycle riders are vulnerable to many road
hazards, weather, poorly maintained roadways, and other
drivers who are not paying attention.
However, the biggest
threat to motorcycle enthusiasts involve other motor
vehicles they encounter on the roadway. Another driver’s
failure to see you on your motorcycle is perhaps the biggest
cause of serious injury, even death faced by motorcycle
enthusiasts today.
According to the Illinois
Department of Transportation, the latest statistics gathered
in 2004 show that approximately 1% of all accidents that
occurred on Illinois roadways involve motorcycles. In 2004
there were 433,035 crashes on Illinois roadways and 4,162 of
those involved motorcycles. Of all the traffic accident
fatalities 11.06%, or 157, of all traffic fatalities
involved motorcycle riders or their passengers. Not
surprising, of the 157 motorcycle-related fatalities, 93%,
or 146, were the motorcycle drivers and 7%, or 11, were
passengers. Since the majority of motorcycle operators are
male, it is not surprising to find out that 92.8%, or 3,888,
of the 4,190 riders of motorcycles that were involved in
collisions were male. The motorcycle riders aged 21 to 34
were involved in 30% of the motorcycle accidents.
According to the Illinois Department of
Transportation statistics, approximately 28.1% of all the
motorcycle drivers and their passengers wear helmets. The
Illinois Department of Transportation notes that excessive
speed was a factor in 14% of all the crashes involving
motorcycles, whereas, in comparison, excessive speed was
only a factor in 10.8% of all the other vehicle collisions
that did not involve motorcycles. The statistics revealed
that7% of the motorcycle crashes involved colliding into
fixed objects, whereas, by comparison, only 3.4% of the
non-motorcycle vehicle crashes involve colliding into fixed
objects.